Vouch
Startup and fund insurance, underwritten for venture risk
4.3Policy-based quotesBest for Funds requiring D&O at close and insuring themselves
Insurance D&O Risk
Overview
Vouch, founded in 2018 and backed by Ribbit and Y Combinator, is a digital insurance broker and MGA built for startups and the funds that back them: D&O, E&O/cyber, employment practices and fiduciary coverage for companies, plus management liability lines for VC firms themselves. Online applications quote in minutes, and coverage scales through rounds. Many term sheets require D&O at close — Vouch is how a portfolio company satisfies that clause without a three-week brokerage cycle.
Key features
- D&O, E&O/cyber, EPL and fiduciary coverage for startups
- Management liability coverage for VC funds
- Online application with fast digital quotes
- Coverage designed to satisfy financing-round requirements
- Proactive risk guidance for founders and boards
Pros
- Underwriting actually calibrated to venture-stage risk
- Fast enough to bind coverage between signing and closing
- One broker across the fund and its portfolio
Cons
- US-focused; international coverage is limited
- Unusual or heavily regulated businesses may need specialty brokers